Saving Money

We want to help you make saving a reality – not just an intention

Saving more money is a common resolution. But many of us keep putting it off – telling ourselves we’ll start saving once we get a new job, pay off a debt, or figure out a budget. The truth is that most members only start saving once they’ve adopted healthy habits – and realized that future needs are as important as today’s wants.

At Patelco, we want to help you develop those healthy habits today – so your paycheck goes to supporting your wellness, not just your spending and your debts. You don’t have to start big to start saving – that’s why our Money Market account pays a market-beating rate on lower balances.

Check out the articles below to see how you can save along life’s journey. Need more help with saving? We’re here to offer advice at our branches with our Certified Financial Specialists.

Saving for emergencies

• How Much Money Should I Put in My Emergency Fund?
• Why Should I Have an Emergency Fund?
• Saving Up for a Goal

Other savings topics

• The Different Types of Savings Accounts
• Saving When Interest Rates are Low
• Balancing Saving vs. Paying Off Debt
• How to Set Up Automatic Savings
• Is My Money FDIC-Insured?
• What Is NCUA?
• Credit Unions vs. Banks
• What Are Share Certificates?
• What is a Money Market Account?
• The History of Credit Unions
• Saving Money by Moving Back Home